Ive heard 3rd party claims that PAYPAL does do business like that. But I have never had the problem myself. The only problem I had once was the option to claim money would not work from my PC. After 90 days of trying to get my money, I was down to the last day to claim my money, or it was going to be given back to the guy who bought my car part. Thats great he got my part and his money back makes sence to me. Anyway they cut me a written check for the amount with a 20.00 charge of coarse for thier trouble. That put a very bad taste in my mouth about them then. I now will pay with them but not use them to recieve money if I can keep from it.