i'm lost here..so you saying that you got a e-mail from pay-pal saying a person has paid you by pay-pal?if this is what you are saying then it will be in your pay-pal account//if it shows there you then have to do a withdraw from pay-pal account to your bank then..that takes 3 to 4 days before it shows in your bank account..if the person paid you by pay-pal then it is instant deposit into your pay-pal..it does not go into your bank account unless you do a withdraw yourself..if this person paid by pay-pal you will get a e-mail from pay-pal saying[you have just recived a instant payment of the amount of $?????.)) from #$%^%$.com]if you don't get this then he-her has not paid you let.the only time this isn't instant payment to your pay-pal account is if they pay by e-check..if they did you will still recive e-mail from pay-pal saying there has been a payment made by e-check by this person but not credited to your account until it clears ..that take 3 to 4 days to clear.
hope this help you understand pay-pal
i've been using pay-pal for over 10 years and love it.