i have sold alot online and off from folks that are quite a distance away and the safest transaction i can find is a direct wire to your bank...and let the banks do the transaction...your bank has his bank wire it to a different account in your name and they deposit the money in your real account after the transaction has taken place..that way you both have a trail that shows there was a transaction, NO ONE GETS YOUR ACCOUNT numbers and BOTH are protected...JMO but it has worked well for me...good luck!