Full disclosure for me! I have it appraised by the local classic car lot (they are registered and licensed) give that along with a CD-Rom of very detailed pics of pretty much every inch of the car and a detailed wriitten description to my insurance agent. I have never had a problem and if I do any upgrades all he wants is a reappraisal. He also recommeneds getting it reappraised every 5 years anyway.
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Chris
As close to "Normal" as I can get...