I understand your feelings 100%. All the major companies that put out these big product warranty type claims have a 100 page disclosure full of weasel clauses. I personally run the Fram on my brides ride and have for 100,000 miles. It now has 186,000 on it.
We all get shafted from time to time. I once bought an AC Delco Fuel pump from a parts house instead of a GM Dealer. I bought this because of the "Lifetime Warranty" GM was advertising. Eighteen months later I had to buy another because my parts house warranty ran out at twelve months. I was pi**ed!
I think about this subject every month when I buy that new Fram filter.