I'm not understanding this post, the seller said (0) inline gears, meaning no gears i assume. I thought all Saganaw's were 2.20 low gear, what is the buyer saying it had a cluster gear that wasn't a 2.20 ratio. This whole complaint is not possible to answer too, unless there is some emails/PM's where the seller misrepresented the trans, he certaianly didn't in the ad and for $200.00 it's a steal at worse.
JMO
Zip.