I do not believe that paypal paid Fogger back. It was on a debit and was verified by the bank before funds were released. I think that paypal did just what it said and IF MONEY BECAME AVAILABLE they would try to recover it. Ky closed his account and if he is making payments you can bet the farm they have not payed Fogger yet and I doubt they will without proper representation (read Lawyer). I could be wrong, but as I said I KNOW EXACTLY HOW PAYPAL OPERATES. They are just an extension of eBay. eBay could'nt compete with them so they just bought them........and then ruined it