Just a note... The insurance will only refund a verifiable selling price plus the cost of the shipping minus the cost of the insurance. All the seller will recoup after refunding the buyers money is the cost of the shipping minus the cost of the insurance. You can buy $1,000.00 dollars worth of insurance, but you must show some type of receipt, so if you send a Paypal or Money Order for $366.00 the $366.00 is all that can be recouped...