Someone in Nigeria broke into my wife's Paypal account somehow. We don't know how it happend. I refuse to use PayPal because of that. You never put your card # or address online anywhere. There are some people that have nothing to do but sit around on the computer, and figure out ways to get your information and SCREW you! If you do use a PayPal account because your too lazy to go to the bank and get certified funds, use an e-mail address that wouldn't be like what someone else would use. We think that is how my wife's account was broken into. Wht out....