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-   -   insurance (https://www.racingjunk.com/forums/showthread.php?t=30630)

lawdogarmymp 06-28-2011 09:24 AM

insurance
 
Just wondering who you guys (gals) use to insure your ride? Do you let them know everything you got or just share the basics?

Harbone 06-28-2011 09:32 AM

Full disclosure for me! I have it appraised by the local classic car lot (they are registered and licensed) give that along with a CD-Rom of very detailed pics of pretty much every inch of the car and a detailed wriitten description to my insurance agent. I have never had a problem and if I do any upgrades all he wants is a reappraisal. He also recommeneds getting it reappraised every 5 years anyway.

lawdogarmymp 06-28-2011 09:41 AM

ok.. cool. My car is street legal but do plan on taking it down the track every now and again.

Harbone 06-28-2011 11:37 AM

It wont be insured going down the track on a regular insurance policy, just so you know.

wazup 06-28-2011 12:15 PM

Grundy!

wazup 06-28-2011 12:17 PM


Originally Posted by harbone66
Full disclosure for me! I have it appraised by the local classic car lot (they are registered and licensed) give that along with a CD-Rom of very detailed pics of pretty much every inch of the car and a detailed wriitten description to my insurance agent. I have never had a problem and if I do any upgrades all he wants is a reappraisal. He also recommeneds getting it reappraised every 5 years anyway.


Grundy!

lawdogarmymp 06-28-2011 05:09 PM


Originally Posted by harbone66
It wont be insured going down the track on a regular insurance policy, just so you know.

i figured that....

I am looking at J. C. Taylor... cheaper quote than any other

kwkracing 06-28-2011 06:52 PM

I use progressive, they have antique and special interest insurance for delclared value amounts, they also dont mind my supercharger on the car! $60 every six months

wazup 06-28-2011 07:05 PM

Let me say this, i have a freind that has a very nice 67camero convert and had just rebuilt the hole car, race car, street car and mean mid to low 8s and was driving it to a show and a trans line let go an the car was on fire fast and did a little over 25000.00 in damange and was covered and he rebuilt the car again. The coverage was appraised for alot more and was only around 300.00 to 400.00 a year and depends on how much you drive. They will not cover your ride at the track nobody will! Grundy is who i went with after seeing and hearing this. I also have coverage with state frarm for towing.

Just do your self a favor and make sure you get what you want and if something dose happen they will cover your ride no matter what.

Good luck hope this will help.

Robert Fla.


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